This is members’ stake/ownership of equity in the Sacco.

  • It is non-withdrawable but transferable upon member’s exit.
  • Minimum Shares for members are valued at Kes. 30,000 (i.e. 300 Shares at Kes. 100 each).
  • The investment attracts an average annual return in the form of dividends.
  • A member may purchase shares by instalment.
  • Dividends shall be automatically capitalized for any member holding less than the Minimum Share Capital.